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Term Life

Understanding Term Life Insurance

Term Life insurance pays if the death occurs during the “term” of the policy, generally five to 30 years. Two types of term life insurance are available.

  • Level term where the death benefit stays the same throughout the duration of the policy as does the payment.
  • Decreasing term means that the death benefit drops over the course of the policy’s term. This type is commonly used to insure that a mortgage will be paid off in the case of a primary income earner.

Contact us today for a free Term Life Insurance quote.